Some people are proactive, trying to head off trouble and protect themselves from it; others are reactive, waiting until trouble strikes and then cleaning up the mess as best they can. Fortunately, there are identity theft protection services for both kinds of people.
We compared services of some of the most highly regarded identity theft services available. One of them—LifeLock—is for people who would rather avoid trouble. The other service—Truston—is for consumers who have already become identity theft victims, and provides them with DIY guides to walk them through the initial steps of reporting the crime and keep track of the tasks they’ve completed and those yet to be done.
LifeLock and Truston: How they’re similar
- LifeLock has been Better Business Bureau accredited since May 19, 2005, and has an A+ rating; Truston has been BBB accredited since March 8, 2007, and has an A rating.
- LifeLock and Truston will order free credit reports for members.
- LifeLock and Truston request that members’ names be removed from marketing lists to limit the amount of junk mail and pre-approved credit offers they receive and their reduce their risk of identity theft.
LifeLock and Truston: How they’re different
- LifeLock provides proactive identity theft service, designed on a model of prevention and protection. Truston doesn’t.
- LifeLock provides their members with WalletLock™ and WalletLock™ Specialists available 24/7/365 to begin immediately helping them replace official documents, like drivers’ licenses and Social Security cards and financial instruments, like credit cards, bankcards and checkbooks, from lost or stolen wallets. Truston doesn’t.
- LifeLock’s eRecon™ constantly monitors thousands of websites and chat rooms searching for any indications that members’ personal or financial information is being bought, sold or traded. Truston doesn’t.
- LifeLock Command Center™ scans millions of pieces of information from court documents, payday loan records, sex offender registries, address change requests and other public records. They check for inconsistencies that indicate criminal identity theft, synthetic identity theft or credit fraud, and notify members of any problems immediately. Truston doesn’t.
- LifeLock Command Center™ confirms that their members’ addresses aren’t used fraudulently by sex offenders to escape monitoring by law enforcement agencies. LifeLock gives their members lists of all registered sex offenders within their zip codes so they can better protect themselves from crime. Truston doesn’t.
- LifeLock has Member Services Representatives available 24/7/365 to assist members. Truston doesn’t.
- LifeLock gives members a $1 million total service guarantee. Truston doesn’t.
What they charge
- LifeLock charges $10 a month for adults. Use the LifeLock promotion code DEFENSE and pay only $9 a month for adults and receive 30 days free.
- LifeLock charges $2.50 a month for children and students. Use the LifeLock promotion code DEFENSE and pay only $$2.25 a month for children and students and receive 30 days free.
- Enroll in LifeLock Command Center and receive all LifeLock services for $15 a month. Use the LifeLock promotion code DEFENSE and receive a 10% discount AND 30 days free.
- Truston charges $19.95 a month.
Click here now to learn more about LifeLock’s extensive identity theft protection services. Enroll using the LifeLock promo code DEFENSE to receive discounts and 30 days of free services.
