Identity theft sometimes begins thousands of miles away when hackers in Eastern Europe or Asia penetrate an American corporation’s under-protected servers, stealing millions of account records. Later, the hackers will sell the names, addresses, birth dates, Social Security numbers, bank account and credit card information on the Internet.
If you’ve been involved in a data breach, suddenly even those faraway attacks can hit close to home, and millions of people have already chosen to enroll in identity theft protection services.
We’ve researched the top-rated services, including LifeLock and IdentityTruth, and compared their products, strategies and prices. Your security begins here and now—with information.
LifeLock and TrustedID: How they’re similar
- LifeLock and IdentityTruth are Better Business Bureau accredited—LifeLock has been accredited since May 19, 2005, and has an A+ rating; IdentityTruth achieved accreditation January 27, 2007, and has an A rating.
- In the past, LifeLock and IdentityTruth were able to contact credit bureaus to request they place fraud alerts for the services’ members. A recent legal interpretation required that all such services discontinue this service.
LifeLock and Trusted ID: How they’re different
- LifeLock immediately complied with the judicial ruling that required all ID theft protection services to discontinue this service. IdentityTruth has not yet come into compliance with this judicial ruling, according to their website.
- LifeLock Command Center™ monitors the sex offender registries because sex offenders sometimes use stolen addresses when they register with law enforcement; LifeLock will make sure it hasn’t happened to you. LifeLock also sends their members a list of the names and addresses of all sex offenders in the member’s zip code. IdentityTruth doesn’t.
- LifeLock Command Center™ scours unregulated networks to be sure your information isn’t being leaked through peer-to-peer file sharing programs installed on your computer or any other computer containing your personal or financial information. IdentityTruth doesn’t.
- LifeLock’s WalletLock™ service assists members cancel and documents from lost or stolen wallets. Specialists are available 24/7/365 to help members replace driver’s licenses, credit cards and bankcards, Social Security cards, checkbooks, passports and insurance cards. LifeLock saves members time, money and frustration, and help members stay ahead of identity thieves. IdentityTruth doesn’t.
- LifeLock Identity Alert™ System provides members with more extensive protection than other identity theft protection services. LifeLock contacts members by email, postal mail and/or phone if they detect their members’ information used for payday loans, wireless services or utility hookups. IdentityTruth doesn’t.
- LifeLock provides TrueAddress™ and eRecon™. IdentityTruth doesn’t.
What they charge
- LifeLock charges $10 a month for adults. Use the LifeLock promotion code DEFENSE and pay only $9 a month for adults and receive 30 days free.
- LifeLock charges $2.50 a month for children and students. Use the LifeLock promotion code DEFENSE and pay only $$2.25 a month for children and students and receive 30 days free.
- Enroll in LifeLock Command Center and receive all LifeLock services for $15 a month. Use the LifeLock promotion code DEFENSE and receive a 10% discount AND 30 days free.
- IdentityTruth charges $17.99 a month.
Click here now to learn more about LifeLock’s extensive identity theft protection services. Enroll using the LifeLock promo code DEFENSE to receive discounts and 30 days of free services.